Personal Banking :: Savings Accounts, Money Markets and CDs

Personal Money Markets

Money Market Account

Earn a competitive interest rate while enjoying the flexibility of check writing privileges.

  • Tiered interest; earn higher rates with higher balances
  • No monthly fee when you maintain $1,500 average daily balance, or $8 monthly charge if balance is not maintained
  • Only $1,500 to open
  • Great free benefits including online banking and bill pay
  • Interest paid monthly based on the average collected balance
  • No charge for three check withdrawals per month
  • Each additional check withdrawal is $2 per check

Personal Savings

Regular Savings

There’s no such thing as saver’s remorse. This traditional account was designed to assist you in saving for a bright future.

  • Competitive interest
  • Free when you maintain a $100 minimum collected balance, or $2 monthly charge if balance falls below $100
  • Build your savings automatically with automatic transfers from your CertusBank checking account
  • Great free benefits, including free Online Banking and free eStatements
  • Interest paid quarterly on average collected balance
  • Only $100 to open
  • No charge for three withdrawals per quarter
  • Each additional check withdrawal is $1 per withdrawal

Children's Savings

A free account to teach your child healthy savings habits.

  • Interest paid quarterly on average collected balance
  • No minimum balance required
  • No monthly maintenance fee
  • No minimum opening deposit
  • No charge for three withdrawals per quarter
  • Each additional check withdrawal is $1 per withdrawal

Christmas Club Savings

  • Interest paid annually on average collected balance
  • Checks issued in early November
  • Direct deposit/automatic transfer only
  • Early withdrawal fee $10.00

Personal CDs and IRAs

Certificate of Deposit & Individual Retirement Accounts

Fixed interest rates, flexible terms and FDIC insurance.

  • Competitive interest rates
  • Only $500 to open
  • FDIC insured up to maximum limits
  • Terms from 1 week to 5 years
  • Penalty imposed for early withdrawal

The Annual Percentage Yield stated on the homepage of this site is currently available but is subject to change at any time. The minimum balance to open and earn the advertised APY is $500. Early withdrawal penalty may apply. Member FDIC.

Fixed Rate IRAs

  • Only $500 to open
  • Competitive interest rates
  • Traditional and Roth IRAs
  • Terms from 1 month to 5 years
  • FDIC insured up to applicable limits

Ready to take the first step?
Call us at 478-745-8476 or stop by your nearest branch.